One Application. Hundreds of Loan Options.

Smarter Mortgages, Without the Runaround.

Buying or refinancing a home doesn’t need to be confusing, stressful, or salesy. We shop your loan across hundreds of lenders to find the best option for you, not the one that pays a bank the most.

We’re a broker, not a bank. That means more choices, better pricing, and real advice.

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Why Work With a Mortgage Broker?

One Application. Hundreds of Loan Options.

Access to 120+ Lenders and Investors.

Competitive Rates and Lower Fees.

Solutions for First-Time Buyers, Repeat Buyers, and Investors

Strong Options for Lower Credit Scores

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How It Works (Simple & Fast)

1. Apply Once

Complete a secure online application (it takes about 10 minutes.)

2. We Shop For You

We compare your profile across hundreds of loan programs to find the best pricing and terms.

3. You Choose

We break down your options in plain English so you can make a confident decision.

4. Close With Confidence

Clear Communication, no surprises, and support all the way to the closing table.

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Have a Loan Estimate?

Let Us Review It.

Upload your Loan Estimate for a free review. If we can’t beat their offer, we’ll give you $500.* No pressure. No obligation. Just a second opinion that could save you thousands.

Our Guarantee (Explained Simply)

✅ We beat your offer if we can provide better loan terms on the same scenario
✅ “Better” means a lower rate, lower APR, lower fees, or lower payment
✅ No gimmicks, teaser rates, or hidden costs
✅ If we can’t beat it you get $500

Side-by-side comparison. No pressure. No credit impact.

*This offer is for informational comparison purposes only and does not constitute a commitment to lend. All loan programs are subject to underwriting approval, credit qualification, and program guidelines. Loan terms, rates, fees, and availability are subject to change. A valid, complete Loan Estimate issued within the past 14 days is required. Comparisons are based on the same loan scenario, including loan type, term, occupancy, credit profile, and lock period. $500 payment eligibility is limited to one per household and will be issued within 14 business days if Shelton Mortgage Team determines it cannot beat the submitted offer. Shelton Mortgage Team reserves the right to modify or discontinue this promotion at any time and to deny eligibility due to misrepresentation or abuse. See offer details & FAQs.