Mortgage Programs | Neil Shelton — Edge Home Finance

A curated collection of mortgage options — Conventional, FHA, VA, USDA, Jumbo, Non-QM, and First Lien HELOC. Each chosen to serve a different chapter of homeownership.

Neil Shelton, Mortgage Loan Originator

Shelton Mortgage Team powered by Edge Home Finance, LLC

Phone: (863) 207-5491

Email: [email protected]

NMLS# 1668076

Company NMLS# 891464

Licensed in: AL, CO, FL, IL, WI

Shelton Mortgage Team powered by Edge Home Finance, LLC | Neil Shelton, NMLS 1668076 Company NMLS 891464 | Not affiliated with or endorsed by any government agency. All loans subject to credit, underwriting approval, and lender requirements. Terms, conditions, and programs may change without notice. This is not a commitment to lend or extend credit. Equal Housing Opportunity.

  • Neil Shelton | Mortgage Advisor · Edge Home Finance
  • Mortgage Programs | Neil Shelton — Edge Home Finance
  • Property 360 Home Valuation Report | Neil Shelton
  • Shop Your Loan Across Lenders | Neil Shelton
  • Conventional Loans: Requirements, Down Payment & More
  • FHA Loans: 3.5% Down, Credit & MIP Explained
  • VA Loans: $0 Down, No PMI & Funding Fee Explained
  • USDA Loans: $0 Down, Rural & Suburban Homes
  • Jumbo Loans: Limits, Down Payment & Requirements
  • Non-QM Loans: Bank Statement, DSCR & More
  • About Neil Shelton | Mortgage Advisor · Edge Home Finance
  • Free Homeowner Portal | Neil Shelton · Edge Home Finance
  • Free AI Tools for Real Estate Agents | Neil Shelton
  • Contact Neil Shelton | Mortgage Advisor · Edge Home Finance
  • Leave a Review | Neil Shelton — Shelton Mortgage Team
  • Journal | Neil Shelton · Mortgage Market Insights
  • Client Connect | Neil Shelton
  • Should I Refinance | Neil Shelton - Mortgage Advisor
  • How Much Can I Afford | Neil Shelton
  • Mortgage Calculators | Neil Shelton
  • What's My Payment | Neil Shelton
  • Pay Extra Principal | Neil Shelton
  • Get a 1% Lender Credit Toward Your Closing Costs | Neil Shelton

Mortgage Programs | Neil Shelton — Edge Home Finance

A curated collection of mortgage options — Conventional, FHA, VA, USDA, Jumbo, Non-QM, and First Lien HELOC. Each chosen to serve a different chapter of homeownership.

A loan for every chapter.

One address. The whole picture.

A process designed to feel calm.

A few things often asked.

Curious which program fits your situation?

Seven thoughtfully curated programs — each chosen to suit a different kind of borrower, a different kind of home, a different kind of dream. The team can assist in 49 states.

A branded property report for homeowners seeking a clear valuation — and for real estate professionals who need comps, neighborhood context, and a leave-behind worth sharing.

A 15-minute conversation is often all it takes to find clarity. No commitment — just a thoughtful next step.

Personalized mortgage guidance for buyers, sellers, and refinancers — with a team ready to help across 49 states.

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