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7 Great Reasons to Buy a Home

  • Appreciation: Historically, real estate has had long-term, stable growth in value and served as a good hedge against inflation. From 2000 to 2023, real estate appreciated by 6% per year on average.

  • Equity: Money paid for rent is money that you’ll never see again, but paying your mortgage month over month and year over year lets you build equity ownership interest in your home.

  • Tax Benefits: U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes (up to $10,000 according to current tax law), and some of the costs involved in buying a home.

  • Savings: Building equity in your home is a ready-made savings plan. And when you sell, you can generally exclude up to $250,000 ($500,000 for a married couple) of gain without owing any federal income tax.

  • Predictability: Unlike rent, your fixed-rate mortgage payments don’t rise from year to year.

  • Freedom: The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.

  • Stability: Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community.

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