Your Service, Your Reward

You deserve part of the American Dream that you fought to protect.

A VA loan can help you purchase a home worthy of your sacrifice.

Eligibility Requirements:

Served 90 consecutive days of active service during wartime, or
Served 181 days of active service during peacetime, or
Have 6 years of service in the National Guard, or
Spouse of a service member who has died in the line of duty or as a result of service-connected disability.

No Down Payment: Purchase a home without having to make an upfront payment.
Lower Interest Rates: VA loans often have lower interest rates than conventional and other government loans.
Easier Qualifications: The VA doesn't set a minimum credit score or maximum debt ratio requirement.
Refinancing Options: VA loans offer cash out refinance options of up to 100% of your homes value and streamline refinance options (IRRRL) making it easier to reduce your interest rate and/or term.
Assumable: The buyer of a VA financed home can take over the mortgage, even if they're not a veteran.
Native American Direct Loan (NADL): This program helps Native American veterans purchase, construct, or improve homes on Native American trust lands.
Adapted Housing Grants: These grants help veterans with disabilities obtain suitable housing.